This is a fungus called black spot. Left untreated, it can cause all the leaves on your roses to turn yellow and fall off. It will also affect nearby plants, as it spreads by spores. Remove ALL INFECTED material and throw it away or burn it. Do NOT leave it on the ground as this fungus is very hardy. It can survive winter and travels very easily, even after being removed from the affected plant. Spray your plants regularly (bi-weekly) in the growing season with a good fungicide (I like the Bayer products). You can also add a little bit of dish soap and baking soda to a spray bottle with water and spray the entire plant.
Black Spot: Rose plant leaves with black spots that eventually turn yellow have black spot. This is often caused by water splashing on leaves, especially in rainy weather. Leaves may require a protective fungicide coating, which would start in the summer before leaf spots started until first frost. Thoroughly clean up debris in the fall, and prune out all diseased canes.
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